First Time Auto Loans

First Time Auto Loans is dedicated to providing you with the best possible financing rates available.  We work with over 10 banks and financing companies to ensure that you have the best possible rates.  We specialize in good credit car loans, bad credit car loans, no credit car loans, bankruptcy car loans, student car loans, car loans for new immigrants and much more.

Are you thinking; how do I get a car loan with bad credit, used car loan bad credit of car loan after bankruptcy? Well, it is simple! If you are a working individual and have a steady monthly income there is a very high chance that you will be approved.  We have the experience to deliver the best possible bad credit car loan rate, easy car loans! Guaranteed auto loan!

Where can I get a car loan with bad credit? Look no further, First Time Auto Loans has access to one of the largest inventories of cars in Canada.  We are able to negotiate the best possible price for the car you are looking for. We also deliver the best used auto loan rates! Please, give us a call today and receive a competitive car loan estimate for your dream car.

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How we can help

Rebuilding Your Credit

We can help you rebuild your credit. Getting a car loan is a great way to start to rebuild your credit score.

Rebuild credit

When you are approved for a Car Loan you will see that after a year of making regular payments on time, your credit will be a lot better. Once the banks see that you are serious about your credit and wanting to make it better, you will be able to get other kinds of loans.

Bad Credit Car Loans

Have Bad Credit? Need a Car Loan? You’ve come to the right place, give us a cal, we can help!

Bad Credit

Our staff specializes in dealing with people who have bad credit, no credit, have gone bankrupt, or have filed for a consumer proposal, and also, new immigrants who have just arrived in Canada. We will work hard to get you approved and into the vehicle that you need in no time.

No Credit? No problem!

If you have no credit and are looking for a car loan, we're here to help! At First Auto Loans, we strive to get you into the car you deserve!

No Credit

The great thing about working with us is that we are not your typical auto loan provider or bank. We specialize in no credit auto loans and work with you to build your credit over time. Are you at home thinking “where can i get a car loan with bad credit”? Then you need to speak with us today!

Bankruptcy Car Loans

It can be intimidating to apply for a car loan after bankruptcy, let us simplify the process for you!


Any Credit, No Credit, Bankruptcy! We at First Auto Loans will be happy to supply you with a secure, competitive car loan after bankruptcy. After bankruptcy, getting approved for a car loan can seem like a never ending challenge, but, we guarantee you will get approved for a car loan with bad credit!

Used Car Loans

We have access to hundreds of vehicles ranging from Smart Cars to Hummers! Call us, we have what you looking for!

Used Car

Best used car auto loans are what we are known for! At First Auto Loans we have unbeatable access to vehicles and we will never be undersold! Drive away in an affordable car at great auto loan rate! We would love to talk with you today, call us anytime or send us an email!

Car Loan Interest Rate

Get approved for a used car loan! Competitive interest rate for bad credit car loans is what we do. Apply online!

Interest Rate

Obtaining an interest rate for car loan can be a difficult, confusing process to maneuver through. A car loan rate of interest can be different everywhere, and possibly difficult to acquire, how about we simplify it! Contact us today, we would be more than happy to help you!


With access to Canada’s Largest Inventory of Cars we have no problem getting you the car of your dreams!

Who Are We

100% Approval Rate We Strive for and Achieve!

Our goal at First Time Auto Loans is to get you approved and to get you the best possible rate.

Our Approval Rate

Approval Rate 100%
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Get In Touch With Us

170 Steeles Ave E, Milton, ON L9T 2Y5

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